QAI's Advisor offers Clients Financial Planning and Consulting Services relating to:

Quigley Associates, a Registered Investment Advisory firm, specializing in fee based financial planning and portfolio management services for individuals, companies and qualified plans. Since services are provided on a fee basis, we enjoy independence of thought and our judgment is as unbiased as possible. We are not tied to individual fund or money managers.


Gerald T. Quigley has been a Chartered Financial Consultant since 1983 and started offering Comprehensive Plans in 1988. He expanded his practice to include Asset Management in 1994.


Our primary responsibility will be the design and implementation of your financial plan or the overall design of your portfolio. We work closely with your CPA and attorney to insure that your objectives are achieved in a cost effective manner.


Everyone is unique, no matter how commonplace the financial issues you face. We are fathers putting our kids through college. Daughters looking for long term care for our parents.

Our firm looks to reduce the mental burdens and stress of dealing with financial decisions. We bring into the present the happiness and fulfillment of our clients’ hopes for their futures. Life planners would say, “Plan for your life first, then plan for next major goal.”

Planning how to accumulate enough money – for large purchases and life events – is what most people consider to be financial planning. Major reasons to accumulate assets include, purchasing a house or car, starting a business, paying for education expenses, and saving for retirement.

Effective management of client assets is a process. After determining their current circumstances, the first step is to clearly understand their RISK TOLERANCE. That analysis enables us to develop an INVESTMENT POLICY STATEMENT to clearly state client goals,

  • Comprehensive Financial Planning
  • Investment Planning & Asset Management
  • Risk Management (insurance), including Death and Disability
  • Elder and Long-Term Care Planning
  • Education Planning
  • Estate Planning
  • Retirement Planning
  • Tax Planning
  • Employment Benefits and Qualified Retirement Planning For Business
  • Work with Owners of Closely-Held Businesses
  • Special Needs Planning for Disabled Adults
  • Charitable Giving
  • Other investment and non-investment related matters

Frequently Asked Questions

What do the acronyms ChFC® and CLU® mean?

The ChFC® designation has been a mark of excellence for financial planners for almost thirty years and currently requires more courses than any other financial planning credential. The curriculum covers extensive education and application training in all aspects of financial planning, income taxation, investments, and estate and retirement planning.

Must adhere to The American College’s Code of Ethics, which includes the following professional pledge: “I shall, in light of all conditions surrounding those I serve, which I shall make every conscientious effort to ascertain and understand, render that service which, in the same circumstances, I would apply to myself.”

Continuing Education:
30 hours of continuing education every two years.

Designation may be removed for unethical conduct through the certification committee of The American College’s Board of Trustees.

CLU® (Chartered Life Underwriter®)

The CLU® designation is one of the oldest and most respected credentials in financial services, dating back to the late 1920s. It represents a thorough understanding of a broad array of personal risk management and life insurance planning issues and stresses ethics, professionalism, and in-depth knowledge in the delivery of financial advice.

Issuing Institution:
The American College, an accredited non-profit educational institution with an 84-year heritage, confers the CLU®. The College has a full-time faculty of industry experts and is the leading educator of financial professionals in the United States.

What can I expect as a financial planning client?

There is no charge for an initial meeting. However, we prefer that you either complete our electronic survey form highlighted below(1), or bring the necessary financial information with you to an initial meeting, as you prefer.
As a financial planning client you will receive a comprehensive written plan documenting those areas of your financial life that need attention. Together, we select the items of importance to you and establish a timetable to insure that your objectives will be met.

(1) We have a link to our financial planning software that allows encrypted input to be sent directly. If individuals open the survey form, they will get an understanding of the type of information we need. If they complete the survey form they can click on a submit button to send the information directly to us. This link appears as a blue line whenever we send it (for example, by email)

What happens once my plan is complete?

Once we have completed your financial plan, we will meet to review the recommendations. You will then review the plan at home before scheduling a follow-up meeting. Together, we will decide what steps to take in order to achieve your goals. A detailed checklist will summarize the necessary follow-up, assign priorities and indicate those responsible for getting things done.

What can I expect as an asset management client?

As an asset management client, you will receive an investment policy statement, which will guide our actions in managing your assets. Quarterly reports will provide you with a good understanding on how we are doing in managing your assets.

How much do you typically charge?

Comprehensive Financial Planning is based on hourly fees and is quoted as a flat fee, based on the estimated number of hour to complete the plan .

Asset Management fees are based on the amount of assets under management.

What is your comfort zone for risks with your investments?

Complete this Risk Questionnaire, for free, to asses your risk tolerance: